The First-Time Home Buyer Grant in Ohio is a financial assistance program designed to help potential homeowners make their initial entry into the property market more affordable and achievable. Through various state, local, or private programs, eligible Ohio residents who have never owned a home, or have not owned one in the last three years, can access grants, forgivable loans, and other resources to cover down payment, closing costs, and sometimes even home improvements, depending on the specific program’s offerings and requirements.