Pandemic Grants For Individuals – A Financial Aid To Those In Need

Pandemic grants for individuals are programs of the U.S. government that focuses on giving financial assistance to American citizens due to the Covid-19 crisis. Various programs are federally funded in terms of human resources such as needs for family, unemployment, health, and business.

The main goal of pandemic grants is to assist and help those individuals who suffered a great loss as a result of the pandemic. Also, programs are created to support each individual to have a new beginning after the crisis. 

One of the major foundations of the pandemic grants is the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) which was signed into law last March 27, 2020. The $2.2 trillion allocations that give fast and reliable financial assistance serves as a huge help for the individuals in need.

Almost all of the programs in terms of pandemic grants rely on this law. With this program, the United States and its citizens are continuously recovering from the breakdown of the pandemic.

Programs Available Related to Pandemic Grants for Individuals?

There are various available programs related to pandemic grants. You can see some of the programs below according to their resources classification.

Family

Temporary Assistance for Needy Families – The TANF provides financial assistance and support services for low-income families or parents that cannot support the needs of their children. Moreover, local state offices handle this program in order to provide resources for the beneficiaries such as childcare and work assistance, and also for the job preparation of parents. This program will serve as a huge help especially for parents raising their kids amidst pandemics where life is deficient.

You can check below the eligibility

  • Applicants must be a U.S. Citizen and a resident of the local state where they are applying for.
  • Applicants must have a child with the age of 18 or younger.
  • Applicants must be 18 years old or younger and act as the household head.

Supplemental Nutrition Assistance Program – The SNAP provides nutritional assistance for low-income families or individuals by giving them an Electronic Benefits Transfer Card that can be used upon buying foods in selected stores for the family.

Below are the eligibility

  • Applicants must be U.S. citizens and a resident of the local state where they are applying for.
  •  Applicants must qualify for the SNAP’s bank balance limits standard guidelines.

Health

Medicare – This program provides health insurance for the elderly (ages 65 and above),  persons with disabilities, and persons with End-Stage Renal Disease (ESRD) to secure their medical and health services.

  • Must be a U.S Citizen or permanent legal resident in the U.S.
  • You should be receiving Social Security or retirement benefits.

Medicaid Medicaid is both a federal and state program that provides free and low-cost health and medical services. The said program prioritizes individuals who belong to the low-income community, children, pregnant women, the elderly, and persons with disabilities.

  • Must be a US Citizen or lawful permanent resident
  • Must be a resident of the local state where you are applying for.
  • Must belong to a low-income community in terms of financial income.

Unemployment

Unemployment Insurance provides unemployed benefits to those workers who lost their job without their fault. The beneficiaries are the individuals who meet the standard eligibility rules for UI.

  • Applicants must be unemployed through no fault on their own.
  • Must work up to 18 weeks.
  • Applicants earned minimum wage according to their state.
  • While having the benefits, applicants should be seeking a job.

Business

Economic Injury Disaster Loans (EIDL)EIDL provides financial assistance to business owners to recover from the loss of small business owners, entrepreneurs, and enterprises due to the pandemic. The Small Business Administration (SBA) handles the said program.

  • Must be a small business owner or non-profit organization who suffered from a  great loss as a result of the crisis.
  • Must be in a country or state that was declared a disaster.

Required Documents to Submit for Pandemic Grant Programs?

The required documents for Pandemic Grant Programs vary from the kind of program that you are applying for. For references, you can check below some of the common requirements along the application process.

  • Proof U.S. citizenship (can be a passport, driver’s license, birth certificate, green  card, employment authorization card)

  • Proof of date of birth (for programs that needs age requirements)
  • Proof of your Income (for programs that have specific financial income guidelines)
  • Proof of Unemployment
  • Copy of Gross Monthly Revenue (for business assistance programs)
  • Medical/Hospital Bills (for the medical assistance programs)

Tips for Applying for Pandemic Grants for Individuals

  1. Before applying, always check the eligibility rules of the program you are applying for.
  2. Prepare the requirements that you need for the application process.
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Financialgrants.org is a knowledge-based portal that shares knowledge with those who are in need. To understand how you can qualify to get such grants, you need to do some detailed research on the different types of federal grants.